The Owner Financing Process

Your guide to affordable home ownership

Here's how the process works:

  • We offer homes for sale with owner financing/rent to own
  • These homes require a down payment (usually between $4,000-7,000)
  • The monthly payment is the same as what rent would be
  • The monthly payment is applied towards principal, interest, property taxes, and insurance
  • You will be responsible for all repairs and maintenance
  • The monthly payment will only change if taxes and/or insurance go up

Why Owner Financing/Rent to Own?

  • Build equity with your monthly payment instead of just paying rent
  • Have a home to call your own! You won't have to deal with landlords not renewing the lease and you're able to make changes to your home
  • Affordable monthly payments that are in line with market rent for the home
  • No/low credit is ok!
  • Easy application process
  • Quick approval process
  • Have a monthly payment that doesn't increase unlike rent